Fee Schedules, Licenses & Disclosures
Fee Schedules
MULTI PAYMENT AUTO TITLE LOANS - MONTHLY PAYMENTS
Fee Schedules
Amount
Financed
$500
$1,200
$2,000
Lien
Fee
$33
$33
$33
Monthly
Payments
#1-#4
$164.40
$380.32
$380.32
Monthly
Payments
#5
$697.40
$1,613.32
$2,660.08
Total CAB
Fee
$799.50
$1,849.50
$3,049.50
Lender
Interest
$22.22
$51.42
$84.80
Finance
Charge
$832.50
$1,882.50
$ 3,082.50
Total of
Payments
$1,354.72
$3,133.92
$5,167.30
Annual
Percentage
Rate
402.61%
383.70%
378.25%
MULTI PAYMENT AUTO TITLE LOANS – BI-WEEKLY PAYMENTS
Amount
Financed
$500
$1,200
$2,000
Lien
Fee
$33
$33
$33
Bi-Weekly
Payments
#1-#9
$82.20
$190.16
$313.54
Bi-Weekly
Payment
#10
$615.20
$1,423.16
$2,346.54
Total CAB
Fee
$799.50
$1,849.50
$3,049.50
Lender
Interest
$22.22
$51.42
$84.80
Finance
Charge
$832.50
$1,882.50
$ 3,082.50
Total of
Payments
$1,354.72
$3,133.92
$5,167.30
Annual
Percentage
Rate
434.07%
414.29%
408.56%
Late fee of greater of 5% of the payment amount or $7.50 if any payment is in default for a period of not less than 10 days
** Non-sufficient fund fees or return check fees of $30.00
“This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705.
Phone: (800) 538 1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: [email protected].”
An advance of money obtained through an auto title loan is not intended to meet long-term financial needs. An auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Loans subject to approval. Not all applicants will qualify for maximum loan amount. Terms and availability may vary by state. Loans provided by Click & Cash Title Loans, a trusted nationwide online lender since 2015.
CALL NOW: 903-236-2110
Se Habla Español
Loans subject to approval. Not all applicants will qualify for maximum loan amount. Terms and availability may vary by state. Loans provided by Click & Cash Title Loans, a trusted nationwide online lender since 2015.
CALL NOW: 903-236-2110
Se Habla Español
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