Fee Schedules, Licenses & Disclosures

Fee Schedules

MULTI PAYMENT AUTO TITLE LOANS - MONTHLY PAYMENTS

Amount FinancedLien FeeMonthly Payments #1-#4Monthly Payments #5Total CAB FeeLender InterestFinance ChargeTotal of PaymentsAnnual Percentage Rate
$500$33$164.40$697.40$799.50$22.22$832.50$1,354.72402.61%
$1,200$33$380.32$1,613.32$1,849.50$51.42$1,882.50$3,133.92383.70%
$2,000$33$380.32$2,660.08$3,049.50$84.80$ 3,082.50$5,167.30378.25%

MULTI PAYMENT AUTO TITLE LOANS – BI-WEEKLY PAYMENTS

Amount FinancedLien FeeBi-Weekly
Payments #1-#9
Bi-Weekly Payment #10Total CAB FeeLender InterestFinance ChargeTotal of PaymentsAnnual Percentage Rate
$500$33$82.20
$615.20$799.50

$22.22$832.50

$1,354.72

434.07%

$1,200$33$190.16$1,423.16

$1,849.50

$51.42$1,882.50

$3,133.92

414.29%

$2,000

$33$313.54$2,346.54

$3,049.50

$84.80$ 3,082.50

$5,167.30

408.56%

License
Auto Title Loan Bi-weekly
Auto Title Loan Monthly

Late fee of greater of 5% of the payment amount or $7.50 if any payment is in default for a period of not less than 10 days

** Non-sufficient fund fees or return check fees of $30.00

“This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705.

Phone: (800) 538 1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.”

An advance of money obtained through an auto title loan is not intended to meet long-term financial needs. An auto title loan should only be used to meet intermediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

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